Smart
In the current Economic climate everyone understands the financial strains of rising health care costs and the challenges of running a small business and controlling overhead. Trinity 1 Financial Group works with small businesses to locate the most affordable streamlined, quality small group health plans for your business . Additionally if you are an established business with a group plan already in place for some time and have had employment changes we will take your current census of employees and compare it to other plans available from top carriers to see if we can find a more cost effective replacement.
Who Qualifies For Small Group?
Any person, sole proprietor, self-employed individual, independent contractor, firm, corporation, partnership or association that is actively engaged in the operation of a business, and employed an average of at least 1 but not more than 50 employees. A sole proprietor, an independent contractor, or a self-employed individual is considered a small employer only if all of the conditions and criteria established in this section are met.
Health conditions are generally not a problem when setting up a Group Health Insurance Plan.
If you are a self employed , or a Business Group of 1-50, you may be eligible for a Group policy but will have to meet the following guidelines:
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Organizations must not be formed solely for the purpose of obtaining health coverage.
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Taft Hartley groups, Professional Employers Organizations (PEO)/employee leasing firms and closed groups are not eligible.
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Only non-occupational injuries and disease are covered
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A group that is wholly domiciled within the state with 1 to 50 eligible, including COBRA and mini-COBRA eligibility cannot be denied based on medical conditions; however, rates may be adjusted for known medical conditions
- All industries are eligible for medical coverage
- Dental, Life, and Disability Plans are also available
- Most Group Health plans cover maternity and preventative care.
