Frequently Asked Questions to Applying for Health Insurance
Trinity 1 Financial Group Purchasing Health Insurance Is As Easy As 1- 2-3!
Easy Quotes and Comparisons from Top Carriers If you have questions or need support call us at 866-684-Quote (7868)
Step 1 Complete the quote information; your details are kept private.
This confidential process consists of two steps that, together, only takes a few minutes of your time for an individual applicant and about 30 minutes for a family with medical details.
- Step 1 asks for your zip code, name email, and the city, state where you live.
- The second step asks for the gender, birth date, height, and weight of your spouse or children, if applicable.
- It also asks you to indicate tobacco use, whether you are currently insured, and if anyone in your family is a student.
All of this information is solely used to provide the quote engine with enough information to generate cost estimates for a variety of insurance plans.
Step 2 - Customize your health plan according to specific needs.
The quote engine typically will display hundreds of plans and carriers for you to choose from.
You can then adjust your:
- Monthly premium- the amount paid each month in exchange for health insurance coverage.
- Deductible - This is the amount you pay each year in medical expenses before the insurance policy starts paying.
* Tip the higher the deductible the lower the premium * (choose one you can comfortably pay but keep in mind it is not all due at once but is paid over the year once per family or individual)
- Coinsurance- the percentage you will pay for medical expenses after the deductible has been met . ( Your choices are 0%, 20%, 30% or 50%)
- meaning the carrier pays either 100% , 80%, 70% or 50% after your deductible has been met See Example
- Co-payment- This is the amount you pay for office visits and prescription drugs
Step-3 - Apply For Health Plan
Option-1 Apply for Health Insurance Plan Online Instantly begin underwriting and approval
Click the "Apply" button next to the plan you desire, you will be connected to the secure portal for the carrier where you can initiate the policy. This is the quickest method
Option -2 Prefer hands on approach?
Email or call us and we will call you at an appointed time and take application by phone
Option-3 We can complete the application and email it to you for signature and you can mail back with your first months premium
